За минуле десятиліття кількість клієнтів компаній, що активно беруть позики в банках, збільшилася вдвічі.

Banks have doubled the number of active corporate borrowers over the past 10 yearsAccording to the latest NBU Financial Stability Report, businesses continue to show a strong demand for loans, despite the economic slowdown and high wartime risks.As the NBU reports, banks are ready to meet this demand, so the annual growth rates of the net hryvnia credit portfolio have exceeded 30% for about a year, and overall, the longest period of credit growth in over fifteen years is ongoing.If you are interested in a quick payday loan, you can find optimal conditions for yourself using the Finance.ua portal. Details here.

Key Lending Trends

Banks of all groups are actively lending, and the growth rates of their hryvnia portfolios are comparable;

enterprises’ assessments of future investment expenditures remain positive;

loans to the processing industry and construction are growing at high rates, and the largest recipients of new loans are the trade and agricultural sectors;

at the same time, banks are actively financing energy facilities, primarily providing funds on a long-term basis;

the defense industry sector has received over UAH 9 billion under a state program within the framework of implementing the Credit Development Strategy, and in May, banks signed a Memorandum on financing the defense industry;

over 70% of banks’ net loans are provided to companies with satisfactory, strong, or excellent financial standing;

Old non-performing loans increasingly define the portfolio’s quality, which is supported by prudent lending standards and proper borrower selection.Read also

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Forecasts

Regarding prospects, banks in lending condition surveys predict a further increase in loan demand, particularly for reconstruction and production expansion.Previously, Finance. ua explained how NFC, tokenization, and biometric protection work, why different devices provide different levels of security, and which option suits your lifestyle.We also wrote about how to properly close a credit card. Before closing a card, you must ensure that there is no outstanding debt to the bank. Even if the debt is only a few cents, it must be paid off. Having even a minimal debt can lead to interest accrual and penalties for late payment.